Residential - Mortgage Origination
First American delivers a comprehensive suite of innovative mortgage loan origination services including credit reporting, appraisal and property valuations, flood determinations, mortgage document services, outsourced loan processing and title and settlement services and more.
Area Information
All the details you'd want to know about the area surrounding a subject property are available in multiple report options. Select the one that best suits your needs.
Automated Valuation Models (AVM)
Traditional appraisals, AVMs or a combination of appraisal products, First American provides the property valuation alternatives to meet the unique appraisal needs of each individual circumstance.
Comparables & Recent Sales
Significantly reduce your research time with easy and flexible search capabilities that return as much or little information as you require.
Custom Software Solutions
First American Software Solutions Group offers a variety of custom software solutions tailored to fit your needs. Our experience in the real estate industry and proven track record of timely, quality solutions will solve your technology challenges.
Credit
First American supplies one out of every two credit reports used by the mortgage lending industry. We offer the credit reporting and tracking products lenders need to make informed decisions.
Document Retrieval & Preparation
First American specializes in mortgage loan document preparation and electronic loan delivery services for the mortgage lending industry - offering the latest in technology solutions and fast reliable electronic processing for lending institutions across the country.
Documents
We offer multiple ways for you to obtain the important real estate documents you need to maximize your business on a daily basis. You can retrieve documents online through our industry-leading products, in addition to taking advantage of our nationwide network of field researchers and related services.
Emerging Markets
Our Anthem Suite of Services provides you with the tools you need to write A-Paper loans on consumers with little to no traditional credit history by supplementing bureau data with information such as rent, utility and insurance payments.
Flood
Online flood-zone determinations delivered in seconds, accurate life-of-loan compliance and a growing selection of data analytics are delivered daily from First American. First American is the largest provider of determination and compliance services for the mortgage industry for good reason.
Fraud & Loan Quality
Are you focused on reducing risk of default? Our industry-leading solutions allow you to instantly identify high-risk loans and reduce overall loan default exposure. Whether you need to assess one loan or thousands, we deliver the answers you need to make the most informed loan decisions.
Lead Generation
Through First American technology, valuable customer information and borrower data is generated to assist business partners is uncovering new business opportunities and expanding existing markets. We provide a client-branded customer service experience including the creation of customized call scripts, inbound call support, outbound call support or both, and develop tailored call strategies to maximize borrower contact.
Loan Processing & Fulfillment
Industry-exclusive technology allows First American to take loan fulfillment services to the next step in efficiency and delivery. Our end-to-end processing solutions includes loan setup, disclosures, loan processing, doc prep, vendor management, closing coordination, post closing services, imaging, file delivery and post closing quality control audits.
Lists & Database Services
If you are interested in acquiring new customers through high-quality lead-generation campaigns, you will find our Lists & Database Services to be an invaluable resource. Query our deep and current database - 97% of U.S. real estate transactions covered - to find homeowners and their properties. Do they have equity? Do they have a pool or porch? What kind of mortgage do they have? Our files include demographics and we have a wide range of profiling tools to help you precisily target your campaigns.
Maps & Aerials
Get instant access to parcel maps, aerial maps, street maps and flood maps. Use our dynamic mapping technology to overlay real estate information onto maps and aerial photographs to get better visualization of the area surrounding a property or group of properties. Filter lists by ownership, property characteristics, mortgage information and other variables.
Professional Certification
A customized process for wholesale lenders that approves brokers using the lender's broker approval compliance policy. An investigative report that reviews contract/builder information.
Property & Ownership Reports
A minimum of four reports are available to you for obtaining information on such topics as property detail, voluntary liens, legal & vesting, and transaction history.
RESPA Solutions
Address new RESPA requirements, minimize risk, improve accuracy and avoid costly non-compliance fees
New regulations go into effect January 2010 that require originators and closers to achieve higher levels of accuracy in estimating closing costs.
Reverse Mortgage Solutions
First American provides a single-point-of-contact for the entire suite of reverse mortgage loan production solutions. Our comprehensive offering of origination products and services provides the end-to-end business solutions needed to improve efficiency, reduce risk, reduce cost, and expand business growth.
Tax Services
First American delivers product selection, guaranteed reporting accuracy, advanced delivery options and strong relationships with local agencies. First American is the leading provider of property tax information in the nation.
Title
FAST technology streamlines the process while an international network of local agents provide expert closing services and comprehensive title insurance. First American has more than a century of experience in ensuring that the closing process is complete accurately.
Trends & Marketshare
Quickly identify market opportunities and conduct competitive analyses. Because we cover 97% of all U.S. real estate transactions, you'll gain valuable insight with access to current data on price trends, mortgage and mortgage financing information, property purchase behavior, and general analysis of property and ownership patterns.
Residential - Mortgage Origination
First American delivers a comprehensive suite of innovative mortgage loan origination services including credit reporting, appraisal and property valuations, flood determinations, mortgage document services, outsourced loan processing and title and settlement services and more.
