Quality Control Services

First American Mortgage Solutions is committed to providing lenders with fulfillment products and services that help you grow your business while managing loan quality and risk.

Agency Compliant Quality Control

Our Quality Control (QC) services are designed specifically to help you maintain compliance with Agency quality control requirements, while giving you a variable cost option that is scalable and responsive to fluctuations in volume. Our modular approach allows for customization to make sure all of your risk, compliance, and operational needs are met.

  • Achieve highest loan quality ratings for multiple investors
  • Maintain quality and integrity in your processes and products using our highly customizable, scalable and transparent solutions
  • Maximize turn time efficiency with highly skilled staff
  • Helps servicers comply with CFPB and Agency rules, regulations and standards using loan-level testing 

Origination QC

When mortgage lenders look to outsource quality control file reviews, reputation really matters. The provider of choice for the mortgage industry and law enforcement, our processes and solutions are designed by industry experts that include certified fraud examiners, certified mortgage bankers, compliance lawyers and certified appraisers.

Keeping in mind the industry's drive for volume and fast turn times, quality control can be best achieved by combining proven technology to identify areas of risk with seasoned lending professionals who have the expertise to spot inconsistencies.

Post Close & Pre-Funding

First American conducts an examination to determine whether the file meets your and/or investor requirements to ensure salability and insurability of the loan and guard against fraud. Standard review features include, but are not limited to: core document, credit, collateral, title, compliance, investor guidelines, red flag identification, and re-verifications (Post Close only).

Early Payment Default

First American completes a review of the loan to identify the possible reasons for early payment default with a focus on layering of risks and fraud, as well as determining whether the file met your and/or investor requirements.

Servicing QC

With investors and regulators demanding increased clarity on how loans are serviced, we understand that servicers are under intense scrutiny. Our Servicing QC audits are comprehensive, easily deployed, and performed by a seasoned review team with a focus on addressing unique servicer, investor and regulatory needs while creating transparency in servicing operations.

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