First American Mortgage Solutions Expands Product Access Through its Digital Gateway

Unparalleled flexibility and workflow configuration aid in creating tools to accelerate digital mortgage lending and improve consumer experience


April 12, 2018, Santa Ana, Calif.

First American Mortgage Solutions, LLC, a part of the First American family of companies, today announced the expansion of the application programming interfaces (APIs) available through its Digital Gateway, giving users greater flexibility to create modern, consumer-friendly applications and workflows.

First American Mortgage Solutions’ Digital Gateway serves as a single platform for mortgage lenders and servicers, Loan Origination System (LOS) providers, fintech companies and Point-of-Sale (POS) solution providers to access data and services across the First American enterprise. The APIs and flexible architecture can be used to create digital mortgage applications focused on borrower experience. Benefits can include loan application efficiencies via auto-population and data validation, as well as simplifying complex tasks and improving overall efficiency.

“Since the initial launch customer feedback has been extremely positive, and we expect increased engagement as more digital solutions emerge,” said Kevin Wall, president of First American Mortgage Solutions. “Our strong set of APIs, with more coming soon, allows unparalleled flexibility and workflow configuration. We’re also continuing to streamline integration of our data, products and services to speed up digital transformation across the mortgage spectrum.”

First American APIs and datasets available through Digital Gateway include:

  • Multiple Identity APIs for comprehensive searches of applicants’ Social Security numbers with identity and occupancy validation
  • Multiple Property APIs for nationwide property or owner searches, including hundreds of property data points and listing history
  • Proprietary Ownership APIs, leveraging a nationwide search for properties owned by the borrowers, and any potential unidentified addresses, foreclosures and pre-foreclosures
  • Liens and Judgements API, both FCRA and non-FCRA compliant
  • Fraud, Verifications and Compliance API and datasets

“We’re committed to investing in data and digital solutions across our business to assist customers in achieving their goals,” Wall added. “Digital Gateway is our latest technology innovation designed to support their vision to accelerate mortgage lending and improve consumer experience.”

For more information, visit http://firstam.us/fadigitalgateway. Call 1-800-525-3633 to schedule a private demonstration at the Mortgage Bankers Association’s Technology Solutions Conference & Expo 2018, which is happening April 15-18 in Detroit, Mich.

About First American Mortgage Solutions

First American Mortgage Solutions, a part of the First American family of companies, provides comprehensive solutions for residential lenders and servicers covering the entire loan spectrum. First American Mortgage Solutions, together with First American’s broader capabilities, serves as a single source for title and settlement, data and analytics, fraud and verification, regulatory compliance, valuation and collateral risk, quality control, fulfillment services, and default services. More information about First American Mortgage Solutions can be found at https://www.firstam.com/mortgagesolutions.

About First American

First American Financial Corporation (NYSE: FAF) is a leading provider of title insurance, settlement services and risk solutions for real estate transactions that traces its heritage back to 1889. First American also provides title plant management services; title and other real property records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust and wealth management services. With total revenue of $5.8 billion in 2017, the company offers its products and services directly and through its agents throughout the United States and abroad. In 2018, First American was named to the Fortune 100 Best Companies to Work For® list for the third consecutive year. More information about the company can be found at www.firstam.com.