 Receiving
and holding all monies, instructions and
documents pertaining to the purchase.
Serving
as a communication link and liaison between all
parties.
Requesting
a preliminary title search and report to
determine the status of title to the
property.
Requesting
a beneficiary statement or payoff demand from
existing lenders.
Holding
inspection reports, deeds and insurance
documents.
Complying
with the lender's requirements in its
instructions to escrow.
Preparing
or obtaining the grant deed.
Prorating
taxes, interest, insurance, rents and other
costs related to the transaction.
Requesting
the title insurance policy.
Closing
the escrow according to the instructions of the
buyer, seller and lender.
Disbursing
funds as authorized by the instructions,
including charges for real estate
commissions, loan payoffs, title insurance,
taxes, recording fees and other costs.
Preparing
final statements of disposition of all funds. |
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Homeowner's accordion file at close of escrow
At the close of escrow, the
home buyer will have many important documents
that over time can be misplaced or damaged. The
sturdy Mid Valley Title and Escrow Accordion
File keeps these documents organized, safe and
easily storable.
Buyer information
package
For Buyers of Mid Valley
Title and Escrow insurance, we provide a package
that includes the Preliminary Report, Note, Deed
of Trust, Grant Deed, Good Faith Estimate,
Truth-in-Lending Disclosure, Rescission (for
refinances), Lender Instructions, W-9, Impound
Agreement, Estimated Closing Cost Sheet,
Covenants, Conditions and Restrictions (CC&Rs),
and Inspection Reports.
Seller information
package
For Sellers in our
transactions, we provide a package including the
Grant Deed, Preliminary Report, Payoff, Demands,
Inspection Reports and the 597W Form
(withholding for taxes).
Lender package
For Lenders in our
transactions, we provide a package that includes
the Note, Deed of Trust, Grant Deed, Good Faith
Estimate, Truth-in-Lending Disclosure,
Rescission (for refinances), Lender
Instructions, W-9, and Impound Agreement. |
