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Abstract of Title:
An Abstract of Title is certified from the date of recording of the root of title instrument. These instruments are filed at the County Courthouse where the real property is located. The Abstract will contain a 40-year marketable title pursuant to Section 614.29 through 614.38 of the Code of Iowa, Chapter 11 of the Iowa Land Title Standards.
Pencil Notes:
Pencil Notes is a term used for preliminary continuation of the abstract. This is a fast and informal method of photo copying documents that affect your property. The documents are bounded and certified and sent out for title opinions or commitments.
Final Continuation:
Property is searched to date of filed documents and/or pencil notes are abstracted and typed. This is the typed form that is inserted into the abstract with appropriate corporate seals applied.
Title Certificate - Report of Liens:
This report is a one-owner report. The report will include complete legal (property) description, ownership status, 10 year judgment search against the current owner, a list of liens/encumbrances and real estate taxes. No examination is made and no opinion has been formed as to the legal effect of any instrument or proceeding inspected. It is for the exclusive information and use of the requested party and no liability for errors or omissions will accrue to the benefit of any other person, firm or corporation.
Mechanic's Lien Search:
This special search will certify to the correct property address or legal description provided. Mechanic’s Liens are tied to the real estate and last 2 years and 90 days, unless extended. This search does not include personal searches, but only Mechanic’s Liens against the real estate.
Buyer Search/ Personal Search:
This search will be conducted (must be requested) against names supplied. Correct spelling is required. Personal liens only will be reported. No examination is made and no opinion has been formed as to the legal effect of any instrument or proceeding inspected.
1031 Exchanges & Reverse Exchanges:
www.firstexchange.com
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Title Services