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Endorsement Guide

Title insurance is issued utilizing standardized forms of policies and endorsements. The most commonly used forms for commercial properties are those promulgated by the American Land Title Association (ALTA) which is a nationwide title insurance industry group.

The Endorsement Guide is intended to serve as an introduction to the most commonly requested title insurance endorsements in today’s market. It contains the text of each endorsement as used in the industry, and is followed by a brief explanation and commentary.

For additional information on endorsements and policy forms, please visit our Underwriting Library.

 

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Endorsement Update

In 2015, the American Land Title Association (ALTA) adopted eight new endorsements:

• ALTA Endorsement 9.6.1-06 (Private Rights – Current Assessments – Loan Policy)

• ALTA Endorsement 19.2-06 (Contiguity – Specified Parcels)

• ALTA Endorsement 28.3-06 (Encroachments – Boundaries and Easements – Described Improvements and Land Under Development)

• ALTA Endorsement 36.7-06 (Energy Project – Fee Estate – Owner's Policy)

• ALTA Endorsement 36.8-06 (Energy Project – Fee Estate – Owner's Policy)

• ALTA Endorsement 40-06 (Tax Credit – Owner's Policy)

• ALTA Endorsement 40.1-06 (Tax Credit – Defined Amount – Owner's Policy)

• ALTA Endorsement 45-06 (Pari Passu Mortgage – Loan Policy)

For a printed copy of the new Endorsement Guide, please reach out to your local sales representative or Order here.

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