Avoid real loss with proven claim protection.

Alternatives to a lender's title policy may seem safe, but can lead to serious financial exposure. With First American's expertise and underwriting strength, you can stay protected against real risks—and potential devastating losses. Schedule a 30-minute meeting with a First American Specialist to safeguard your next loan.

Book a Meeting
Lender Stories video thumbnail

Know the risks. Protect your portfolio with title insurance.

First American provides lenders comprehensive title insurance coverage against hidden threats, giving you the protection you need to secure your loan, today and tomorrow.

Coverages*

First American Lender's Title Policy1

Alternatives to Title Insurance2

Forged documents

Hidden title defects and recording errors

Unrecorded liens3

Undisclosed or missing heirs

Incapacity, incompetency, or lack of authority of grantors

Mis-indexed documents

Errors affecting title or lien priority

Fraud in the chain of title

Defective court or probate proceedings

Defense against covered title claims

First American Lender's Title Policy1

Forged documents

Hidden title defects and recording errors

Unrecorded liens3

Undisclosed or missing heirs

Incapacity, incompetency, or lack of authority of grantors

Mis-indexed documents

Errors affecting title or lien priority

Fraud in the chain of title

Defective court or probate proceedings

Defense against covered title claims

Alternatives to Title Insurance2

Forged documents

Hidden title defects and recording errors

Unrecorded liens3

Undisclosed or missing heirs

Incapacity, incompetency, or lack of authority of grantors

Mis-indexed documents

Errors affecting title or lien priority

Fraud in the chain of title

Defective court or probate proceedings

Defense against covered title claims

* The symbols and indicate risks that are generally covered or generally not covered, respectively.

1 Coverage under a lender's title insurance policy is subject to the terms, conditions, exclusions, and exceptions set forth in the policy, including Schedule B.

2 “Alternatives to Title Insurance” may include attorney opinion letters, guarantees, indemnities, or similar products. Coverage varies by product and structure and generally does not provide protection equivalent to lender's title insurance.

3 This includes coverage for certain unrecorded liens like recent mechanics liens, lower dollar tax liens and liens of delinquent HOA dues.

Discover why real lenders rely on
First American title insurance.

The Case of the Void Deed

The Case of the Void Deed: How Lender's Title Insurance Saved the Day

Read Article
The $400,000 Lesson

The $400,000 Lesson: Why Every Signature Matters in Real Estate

Read Article
When Escrow Funds Vanished: Lender's Title Insurance Stepped In

When Escrow Funds Vanished, Lender's Title Insurance Stepped In

Read Article
Forgery, Fraud, and Foreclosure: Lender's Title Insurance in Action

Forgery, Fraud, and Foreclosure: Lender's Title Insurance in Action

Read Article
Borrower Impersonation Fraud and a Costly Refinance Scheme

Borrower Impersonation Fraud and a Costly Refinance Scheme

Read Article
The Hidden Construction Risk in a Refinance

The Hidden Construction Risk in a Refinance

Read Article
A Mistaken Payoff, a Valid Unpaid Prior Mortgage and a Costly Closing Problem

A Mistaken Payoff, a Valid Unpaid Prior Mortgage and a Costly Closing Problem

Read Article

Speak with a specialist today.

Want to hear similar stories that investigate real-world fraud cases impacting the real estate industry?

Listen to our First on Fraud podcast.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations.

Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.