First American Mortgage Solutions

Mortgage Solutions for Credit Unions

In a competitive lending landscape, creating a seamless member mortgage experience is essential to the success of your credit union. At First American, we offer simple, fast, and compliant solutions that help you exceed member expectations while having more time to focus on member-centric activities. Whether you need a complete end-to-end solution or want to augment current processes, we’ll equip you with the competitive products and personalized service you need to meet regulatory requirements and best serve your valued members. 

Mortgage Solutions to Meet Evolving Credit Union Needs

  • First American products and services extend across the mortgage lifecycle, from origination through servicing. Select an end-to-end solution or just the products you need. Either way, we will work with you within your existing structure.
  • With more than 130 years of experience and personalized service, you can trust First American to create a positive and seamless experience with your valued members during the lending process.
  • First American can support you when demand is low or when volume spikes. We’re the perfect partner whatever the market is, so you can continue to maintain exceptional member service while providing the products that keep you competitive.
  • Credit Unions rely on First American for solutions that are powered by proven, proprietary technology, trusted data, and seasoned industry experts who can help you navigate today’s complex regulatory environment.

Browse Our End-to-End Credit Union Solutions

Title & Settlement

Streamline refinance and home equity transactions with access to First American’s nationwide title and settlement solutions — backed by the deepest title data assets and expertise in the industry.

Property Information Reports

Easily access uninsured property reports that use the same data assets as our insured products for all 50 states and U.S. territories. Choose from legal and vesting, one/current owner, configurable data reports, and so much more.

Fraud

Quickly and accurately flag multiple types of risk with FraudGuard®. Underwriters are alerted to fraud, compliance, identity risk, and misrepresentation on every loan application, allowing them to review and clear each alert.

Regulatory Compliance

Get support managing compliance risk at the loan level early in the mortgage lifecycle while increasing efficiency and reducing cost. RegsData® performs compliance checks to generate a comprehensive, yet simple report that includes alerts.

Valuations

With First American’s staff and nationwide appraiser network, you’ll have access to compliant appraisal options that increase efficiency and enhance property value accuracy. Choose from full property appraisals and inspections to appraisal reviews and Automated Valuation Models (AVMs).

Default Solutions

Improve transparency and compliance throughout the default servicing process with our loss mitigation, non-judicial foreclosure, and REO products and services. Access the resources you need to support your members in times of need and get resolution fast.

Lien Release

Leverage the lien release industry leader while perfecting your process by utilizing First American’s modular lien release solution set. The end-to-end solution includes compliant nationwide templates, document generation, signing, execution, recordation, and tracking services.

Loan Document Generation

ConformX® from Docutech®, a dynamic loan document generation engine integrated with leading loan origination systems, provides the most seamless origination document experience possible. 

Loss Mitigation Document Generation

First American’s firstDocs™ can automatically generate dynamic compliant loss mitigation loan documents using your stored LOS data and reduce recording rejections with a compliant nationwide document library. 

Signing Services

When members cannot visit their local credit union branch, First American’s White Glove mobile notary services provide you with access to our specialty-trained nationwide notary network for an exceptional member signing experience.

eClosing Solutions

Create a faster closing member experience. With our eClosing solutions, our experts can help with all the state and county options available. Credit unions can also choose a solution that is right for their members. Solex® from Docutech offers eDelivery, eSignature, and more.

Document Recording

Rely on a centralized, nationwide eRecord and land recording solution for all your document recording needs. Our fast, dependable, and economical document recording solution is backed by superior experience in all recording jurisdictions nationwide.

Have Questions?

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