Civil/Criminal Background Checks

Making informed decisions about third-party business partners and assuring compliance with investor “entity review” policies that require background checks on those parties is essential in today’s complex environment. Our comprehensive solution provides batch processing of criminal records, civil records and bankruptcy/liens/judgment records to help Lenders avoid losses from fraud and remain compliant.

Search National, State and County Records

The national Criminal “SuperSearch” conducts a one-day multi-state search of criminal records. Each report contains felony and misdemeanor records, sex-offender records, inmate records, and arrest, probation and parole information.

Statewide criminal searches provide criminal records from each state and may include felony, misdemeanor, and/or traffic-case information. When no statewide criminal records are available, a single-county search can provide felony and/or misdemeanor records held at the county-seat level.

County civil searches provide records of civil litigation and any corresponding judgments that result from litigation in a county’s upper courts. The county is determined by the last known address based on the name and SSN submitted.

A combined search covering personal Bankruptcy filings from all states, Federal, State and sometimes county tax liens and Judgments filed at the county level is also available.