Home Equity Solutions
Today, many housing markets are sprinting to recovery, creating new opportunities for home equity lending. At the same time, tighter controls are changing the track and creating new hurdles for home equity lenders. To perform at top levels, you need a national service provider that's relevant and reliable -- one that delivers powerful solutions that can maximize your opportunities, helps you through the challenges and commits to the long run.
Kick-Start Your Home Equity Activity with First American
Our home equity program offers expedient, unmatched risk mitigation and collateral protection that allows you to comply with evolving regulations and work smarter, not harder.
- Make informed equity decisions with our real estate data -- From flood data services and automated valuation models to property reports and fraud/risk monitoring.
- Relevant and lasting coverage with title insurance -- For the life of the loan, equiSMART™ title insurance provides coverage for unknown liens, vesting, forgeries in the execution of the security instrument, and the gap period between the issuance of the title product and the recording of your security instrument
- Gain more confidence in your pricing, lien position and combined loan-to-value calculations with our depth of services.
- Potentially increase revenue and profitability by leveraging our significant depth and breadth of proven property and market data from automated intelligence and "in-the-field" sources.
- Save time by accessing multiple assessment risk tools in one place with our out-of-the-box modules.
Home Equity Solutions
Property Data & Information Reports
From flood data services, to automated valuation models, to property information reports, our real estate data can provide the solutions you need for informed equity decisions.
- Automated Valuation Models (AVMs)
- Flood Zone Determinations
- Legal and Vesting
- Property Information Reports
- Property Ownership
- Real Estate Tax Status
- Tax Research
Title Insurance and Settlement Services
Our depth of service helps you to be more confident in your pricing, lien position and combined loan-to-value calculations.
- Junior Loan Policy
- Loan Signing Services
- Recording Services
We're taking a fresh look at valuations. Leverage our significant depth and breadth of proven property and market data from automated intelligence and "eyes-on-the-ground" sources to get the right answers -- the first time.
- Appraisal Management
- Broker Price Opinions (BPOs)
- Desktop Evaluations
- Market Analysis and Property Condition (MAC) Report
- Property Assessment Collateral Evaluation (PACE) Report
Our out-of-the-box modules can help you bring multiple assessment risk tools together in one place.
- Automated Screening for Regulatory Compliance
- Collateral Risk
- Loan Review
- Mortgage Fraud and Verification
- Regulatory Compliance