First American’s New Second Lien Scoring Model Revolutionizes Investor And Servicer Lien Management

—Leveraging First American Databases, Technology and Analytics Builds an Accurate Rating System for Investor Action and Servicer Prioritization —

February 5, 2008, SANTA ANA, Calif.

First American Subordinate Lien Outsourcing, a member of The First American Corporation family of companies, today announced the debut of its Second Lien Scoring Model (SeLi), an analytical risk/reward rating system that quantifies the actual potential of a second lien.

SeLi is changing the way second liens are managed by triangulating existing second lien information through First American’s extensive property and consumer databases to provide the accurate risk scores needed to determine true trade value, ability to collect, potential to revive the loan and recovery and loss severity.

By applying First American’s verified data through SeLi, investors and servicers have the precise information and rating system needed to make better trading decisions and prioritize management of second liens for optimal results.

“The best way to optimize default operations is to leverage data, analytics and technology,” said Jason Pinson, president of First American Subordinate Lien Outsourcing.  “First American is the only company that has all of the resources to deliver the truly transparent solution needed to match the right action to the right situation in the least amount of time.”

About The First American Corporation
The First American Corporation (NYSE: FAF) is a FORTUNE 500® company that traces its history to 1889.  With revenues of $8.5 billion in 2006, it is America’s largest provider of business information. First American combines advanced analytics with its vast data resources to supply businesses and consumers with valuable information products to support the major economic events of people’s lives, such as getting a job, renting an apartment, buying a car or house, securing a mortgage and opening or buying a business. The First American Family of Companies, many of which command leading market share positions in their respective industries, operate within five primary business segments, including: Title Insurance and Services, Specialty Insurance, Mortgage Information, Property Information and First Advantage. More information about the company and an archive of its press releases can be found at