First American’s Suit-On-Note Scoring Module Quantifies Optimal Resolution Projections

—Leveraging First American Data, Analytics and Technology Builds an Accurate Debtor Rating System for Investor Action and Servicer Prioritization —

May 6, 2008, DALLAS

First American Subordinate Lien Outsourcing, a member of The First American Corporation (NYSE:FAF) family of companies, today announced the debut of its Suit-on-Note Scoring Module (SONSM Score). Used in conjunction with the determination of property equity and understanding the borrower’s economic situation and intent, the SON Score helps servicers and investors ascertain the optimal resolution for servicing subordinate lien assets.     

The SON Score provides an analysis of a respective borrower’s current real estate assets as well as a determination of a loan’s eligibility for the Suit-on-Note process, which is a different legal cause of action than a typical foreclosure action.

The SON Score is designed as a complement to the suite of scores and products provided by First American, including the recently released Second Lien Collectibility Score (SeLi SM Score), which utilizes an analytical risk versus reward rating system to quantify the actual potential of a second lien. 

“The focus of all collection efforts is to determine debtor willingness and capacity to make payments on the debt,” said Jason Pinson, president of First American Subordinate Lien Outsourcing. “The SON Score helps the servicer define the capacity to pay by looking for indications and actions on the debtor’s other assets in a quick and efficient manner.”

About The First American Corporation
The First American Corporation (NYSE: FAF) is a FORTUNE 500® company that traces its history to 1889. With revenues of approximately $8.2 billion in 2007, it is America’s largest provider of business information. First American combines advanced analytics with its vast data resources to supply businesses and consumers with valuable information products to support the major economic events of people’s lives, such as getting a job, renting an apartment, buying a car or house, securing a mortgage and opening or buying a business. The First American Family of Companies, many of which command leading market share positions in their respective industries, operate within five primary business segments, including: Title Insurance and Services, Specialty Insurance, Information and Outsourcing Solutions, Data and Analytic Solutions, and Risk Mitigation and Business Solutions. More information about the company and an archive of its press releases can be found at



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