Teletrack and eBureau Unite to Develop Suite of Predictive Models

February 23, 2010, POWAY, Calif.

Teletrack, Inc., an industry-leading provider of credit risk solutions for non-traditional lenders, and eBureau, an innovative provider of real-time predictive scoring and information solutions, today introduced a suite of credit scoring and other predictive models that are to become core components of Teletrack’s risk management solution offerings.

Teletrack chose to partner with eBureau because of their depth of experience and ability to quickly develop and deploy customized statistical models using leading-edge technology.

“Driven by a rapidly changing and increasingly complex consumer finance market, alternative credit grantors are challenged to strengthen and simplify the evaluation of risk,” said Dale Williams, president of Teletrack. “With more than 240 million consumer credit records representing approximately 39 million unique consumers, Teletrack is well equipped to meet this challenge. Our data combined with eBureau’s technology will facilitate the development of an unrivalled set of risk models to meet the unique needs of the consumer finance businesses we serve.”

eBureau’s patented real-time predictive scoring system uses more than 50,000 modeling variables to create highly predictive custom scores.  Scores can be developed to predict many important outcomes such as response, credit risk and retention. With eBureau’s automated system, score development is transformed from a complicated and time-consuming process to one that is fast, efficient and extremely effective.

“eBureau’s extensive modeling capabilities will bring a new level of effectiveness to Teletrack’s solutions, and their clients will have access to some of the most advanced predictive scoring and information solutions in the industry,” said Gordy Meyer, president and chief operating officer of eBureau. “Using Teletrack’s vast database of non-traditional credit performance data and our ability to analyze and incorporate thousands of variables, we can quickly develop highly accurate and superior score performance.”

Traditionally, predictive model development is performed manually by statisticians using a few hundred variables or less. The collaboration between Teletrack and eBureau enables the development of new models using thousands of variables from the Teletrack credit performance database.

Once developed, these new models will be available through Teletrack’s specialty credit platform, which also provides access to a number of external data services and scores, including multiple traditional credit databases, public record data and historical bank account information to manage risk.

About Teletrack, Inc.
Founded in 1989, Teletrack, a wholly owned subsidiary of First Advantage Corporation, provides lenders and businesses with the actionable intelligence they need to make smart decisions. Businesses across the country access the company’s consumer data for risk mitigation, identity verification, fraud detection and skip tracing. When businesses use Teletrack, they gain the right information at the right time so they can make the right decisions for the right reasons. Teletrack’s databases access information from a variety of sources and contain unique, non-traditional consumer information that is not available from other sources. As a Fair Credit Reporting Agency (FCRA)-compliant consumer reporting agency, Teletrack gathers records from businesses across the country that cater to non-traditional credit consumers. For additional information, please visit the company’s Web site at

About First Advantage
First Advantage combines industry expertise with information to create products and services that organizations worldwide use to make smarter business decisions. First Advantage is a leading provider of consumer credit information in the automotive, mortgage and specialty finance markets; business credit information in the transportation industry; motor vehicle record reports; employment background screening; occupational health services; applicant tracking systems; recruiting solutions; skills and behavioral assessments; business tax consulting services; corporate and litigation investigations; computer forensics; electronic discovery; data recovery; due diligence reporting; resident screening; property management software and renters insurance. First Advantage ranks among the top companies in all of its major business lines. First Advantage is headquartered in Poway, Calif., and has offices throughout the United States and abroad. More information about First Advantage can be found at First Advantage is a wholly owned subsidiary of The First American Corporation (NYSE: FAF), a FORTUNE 500® company that traces its history to 1889. First American is America's largest provider of business information, supplying businesses and consumers with valuable information products to support the major economic events of people's lives. Additional information about the First American Family of Companies can be found at



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