First American Mortgage Solutions Makes Full Range of Services Available Through LendingQB

Integration enables LendingQB® users to produce high-quality loans using First American services, including title and settlement, home equity, flood data and valuation, as well as data-based decision-support through FraudGuard®


September 28, 2016, Santa Ana, Calif.

First American Mortgage Solutions, LLC, a leading provider of comprehensive solutions for lenders and servicers that cover the entire loan spectrum and a subsidiary of First American Financial Corporation (NYSE: FAF), today announced the completion of a series of integrations with LendingQB® that will provide users of the loan origination system (LOS) with streamlined access to First American’s industry-leading products and services that support lenders’ efforts to improve loan quality.

LendingQB users can now seamlessly order First American title and settlement services for both purchase and refinance transactions, as well as collateral valuation, flood certification, home-equity title insurance and property ownership reports. In addition, LendingQB now offers direct access to FraudGuard®, First American’s comprehensive decision-support tool that draws on public, private and proprietary data sources to deliver analytics that help lenders mitigate risk and accelerate the loan application review process. With the recent integration, LendingQB users can place orders for the following First American products and services without leaving the LOS:

  • Title and Settlement Services
    Automated title production, centralized and local closing services, choice of mobile signing professional or WebSigning™ and expedited recording services
  • Home Equity Solutions
    Property ownership reports and equiSmart™ title insurance for home equity, which covers unknown liens, security instrument forgery and vesting changes from title product issuance through the entire life of the loan
  • Flood Data Services
    A range of flood certification options, from one-time determinations to life-of-loan monitoring, all delivered in seconds and promptly returned on the FEMA standard flood hazard determination form
  • Valuation and Collateral Risk
    A complete suite of conventional and alternative valuation products, from standard appraisals to property evaluations, broker price opinions and automated valuation models
  • FraudGuard®
    A next-generation data validation tool designed to help lenders originate compliant, defect-free loans and powered by a combination of superior data, pattern-matching analytics and industry experience garnered from over 28 million reviewed loans

“Integrating our most popular mortgage solutions directly into LendingQB makes it effortless for lenders to select the products they trust to originate loans of exceptional quality,” said Kevin Wall, president of First American Mortgage Solutions.

The integration between First American Mortgage Solutions and FraudGuard is fully compatible with MISMO 3.3, a voluntary, industry-wide set of specifications established by the Mortgage Industry Standards Maintenance Organization to promote better data standardization and security. The MISMO 3.3 data infrastructure delivers a more consistent user experience and will make future updates to the integration easier to deploy.

“We are committed to providing our clients with streamlined access to the products and services they prefer. We recognize the increased demands that today’s regulatory environment places on our clients, and we feel certain First American will help our mutual customers quickly and confidently close high-quality loans,” said Binh Dang, president of LendingQB.

LendingQB is a provider of loan origination technology solutions for the mortgage industry. The Costa Mesa, California-based company’s LOS is completely web-based and designed with flexibility in mind. LendingQB’s open-architecture application protocol interface (API) enabled First American to integrate its range of solutions into the LOS simply and securely.

About First American Mortgage Solutions

First American Mortgage Solutions, a part of the First American family of companies, provides comprehensive solutions for residential lenders and servicers covering the entire loan spectrum. First American Mortgage Solutions, together with First American’s broader capabilities, serves as a single source for title and settlement, data and analytics, fraud and verification, regulatory compliance, valuation and collateral risk, quality control, fulfillment services, and default services. More information about First American Mortgage Solutions can be found at https://www.firstam.com/mortgagesolutions.

About First American

First American Financial Corporation (NYSE: FAF) is a leading provider of title insurance, settlement services and risk solutions for real estate transactions that traces its heritage back to 1889. First American also provides title plant management services; title and other real property records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust and investment advisory services. With revenues of $5.2 billion in 2015, the company offers its products and services directly and through its agents throughout the United States and abroad. In 2016, First American was recognized by Fortune® magazine as one of the 100 best companies to work for in America. More information about the company can be found at www.firstam.com.

About Lending QB®

LendingQB is a technology solutions provider for residential mortgage banking organizations, offering a comprehensive approach for independent mortgage bankers, credit unions and community banks to optimize mortgage lending processes. LendingQB's Lean Lending™ loan origination solution consists of a core loan origination technology platform, best-of-breed technology partnerships, Lean Lending™ Playbooks and a dedicated customer success team. LendingQB is based in Costa Mesa, California and can be found online at www.lendingqb.com or by phone at (888) 285-3972.