How to Read a Commitment for Title Insurance

Once you've opened escrow on a property, you will receive a commitment for title insurance. This will describe the terms under which a title policy will be issued.

The title commitment will include items such as the owner's name, property legal description, any exceptions to the title policy and the requirements which must be completed before we can issue a title policy. One example of a requirement is the release of a deed of trust securing a loan. The loan must be paid in full in order to secure a release and issue a title policy.

It is important to review your title commitment and understand any exceptions or exclusions from title policy. Your title representative or escrow officer can help you with any questions about your title commitment.

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