David Ratchford

I am a National Commercial Underwriter and I have over 30 years experience in the Land Title Industry. I am ready to help achieve solutions to your land title needs.

I obtained a B.A. from Texas State University, San Marcos, Texas and I obtained my law degree from South Texas College of Law. I am a member of the State Bar of Texas and the Houston Bar Association.   I have a diverse background in the title industry. I have worked for a major underwriter, as well as independent agents.  My experience includes underwriter, commercial escrow and examination.

David Ratchford

David Ratchford

National Commercial Underwriter

601 Travis Street

Suite 1875

Houston, TX 77002





TLTA Endorsement Guide

This brief overview of TLTA title insurance endorsements includes forms promulgated by the Texas Department of Insurance, along with explanations and commentary.

Download the Guide