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Identity Statement

You may be asked to fill out an Identity Statement that enables our title department to distinguish you from others with identical names during our search of County records. It also provides basic information that will be useful for your escrow officer.

Home Loan

Unless the buyer is paying cash, assuming a loan, or the seller is financing, the buyer will need to apply for a home loan. Applying as soon as possible complies with the purchase contract and will avoid delaying the closing.

Response To Notices

If directed by the contract, the buyer may receive the following items, from the seller, which require a response.

  1. Seller’s Property Disclosure Statement listing any existing problems known to the seller.
  2. Buyers inspection and Seller’s Response (BINSR).
  3. Information pertaining to the Home Owners Association (HOA) or Planned Unit Development (PUD), such as Covenants, Conditions and Restrictions (CC&Rs), if applicable.
  4. Flood Hazard Disclosure if the property is in a flood area.
  5. Independent inspections, such as those for termites, septic tank, etc.

Good Funds

Foreign Checks: First American Title does not accept foreign checks into escrow. This includes foreign checks paid through a US Bank. All money coming from outside the United States must be sent via wire transfer.

Third Party Checks: First American Title does not accept any third party checks. These include any check drawn on a non-financial institution account or payable to a payee other than First American Title and subsequently endorsed to First American Title.

All funds deposited in escrow should be in the form of wires or cashier’s checks. Any funds deposited to close escrow should be in the form of a wire to prevent any delays in closing. Cash is not acceptable for safety and security reasons.

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