Beyond Fraud Detection
Validates and identifies potential risks associated with the borrower’s identity through multiple sources.
Income & Employment
Analyzes the borrower’s income and employment utilizing external and internal data sources to evaluate the borrower’s ability to pay.
Provides a subject property estimated value, neighborhood analysis, comparables analysis, property transaction history and foreclosure analysis to identify overall collateral risk.
Phone & Address Check
Performs a reverse phone and address check to validate the submitted borrower and employer phone and address.
MERS® (Mortgage Electronic Registration System)
Integration with the MERS System helps identify undisclosed loans, pending foreclosures and foreclosures for the borrowers and the subject property.
Identifies if the property is located in an area subject to a natural catastrophe.
Provides an analytical look at the dollar value in the FraudGuard loan inventory committed to the subject property area and to the borrowers.
Industry Watch and Exclusionary Lists
Compares all participant names to industry watch and exclusionary lists such as the HUD LDP, SAM EPLS, OFAC, SDN, PLC, SSI, FSE and the FHFA Suspended Counterparty list.
Lender Exclusionary Lists
Compares all participant names to lender exclusionary lists to identify high risk participants. Appraiser license verification reviews appraiser information for validity.
Conflict of Interest
Checks all parties in the loan and parties from previous property transactions to identify possible conflicts of interest.
NFPD (National Fraud Protection Database)
Checks our proprietary database and other sources for mortgage fraud related articles to identify high risk participants on a loan.
FLEX® (FraudNet Loan Exchange Review)
Provides analytics across the inventory of submitted loans to identify anomalies in areas like income, occupancy, employment, broker risk profile, appraiser risk profile and private closed sales.
Integration with DataTree
FraudGuard offers seamless access to DataTree’s advanced property research through alerts linked directly to DataTree.com.