Economics | First American

The household debt-to-income ratio is at a 4-decade low and household equity near a 3-decade high.
Following the rapid contraction in U.S. economic activity as a result of the outbreak of COVID-19, the unemployment rate spiked to 14.4 percent in April and remained elevated in May (13.0 percent), setting the mark for the two highest recorded rates in the post-World War II era. Continue Reading

Mark Fleming
Chief Economist

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The impact of education in relation to homeownership has nearly doubled in 10 years.
Our Homeownership Progress Index (HPRI) measures the potential for homeownership demand based on underlying factors like educational attainment or income growth. Continue Reading

Mark Fleming
Chief Economist

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First American’s podcast examining the economic forces that influence real estate, housing and affordability, featuring First American Chief Economist Mark Fleming, Ph.D. and Deputy Chief Economist Odeta Kushi.

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Fear not the rate increases to come! Will Rising Mortgage Rates Slow Sales? #FirstAmEcon Will Rising Mortgage Rates Slow Sales? https://t.co/SFmz1LgChJ
— Mark Fleming (@mflemingecon) December 23, 2021

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The household debt-to-income ratio is at a 4-decade low and household equity near a 3-decade high.

Mark Fleming

The impact of education in relation to homeownership has nearly doubled in 10 years.

Mark Fleming

2x

Impact

Recent Insights

Tweets From Mark

Data Center