Fraud & Verification

More sophisticated fraud schemes and new regulations mean your fraud and verification tools need to be optimized for today’s lending environment. Now, more than ever, you need to know whether the information behind loan documentation is authentic.

First American Mortgage Solutions is your single destination to quickly and efficiently access multiple information sources to detect fraud risk and errors in mortgage applications early in the application review process.

  • Reduce risk and mitigate loss by using our proven risk mitigation suite that gives you access to hundreds of critical data points in a loan application
  • Keep a critical eye on evolving regulatory initiatives and cost-effectively comply with the Federal Housing Authority, Fannie Mae, Consumer Finance Protection Bureau and other regulators
  • Gain efficiencies with First American tools you can deploy to aggregate and verify critical data and integrate with your systems and business processes

Learn more about our Fraud and Verification products and services below.

Products & Services

FraudGuard®

FraudGuard® helps lenders comply with regulations, improve the application review process through greater speed and efficiency, and increase loan quality.

Identity Verification

Critical pre-funding tools that quickly and accurately validate an applicant’s identity including Social Security Number.

Income & Employment

Fast, accurate and web-based income verification, including the IRS form 4506-T and The Work Number®, to verify an applicant's income.

Undisclosed Liabilities

Monitors the borrower's activity to identify if new debts or liabilities are incurred during the “quiet period” to evaluate if the borrower has the propensity and capacity to repay the loan.

Watchlist Review

Watchlist Review Module (WRM) is a unique application that provides the ability to search against several industry watch, exclusionary and ineligible lists.

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