Home Equity

This is an exciting time for home equity lenders as home price appreciation is driving greater and greater equity creation. New challenges are coming with the higher consumer demands, including more digital options and expectations for faster closings. At the same time, tighter controls are making it trickier for home equity lenders to seize the opportunities at hand.

The home equity program at First American is designed to expedite new loan originations while offering comprehensive risk mitigation and collateral protection that enables you to build a strong portfolio and comply with evolving regulations—so you can work smarter, not harder.

Seize Home Equity Opportunities with First American

Our home equity program supports all aspects of the home equity loan cycle with customizable, end-to-end solutions.

  • Make informed equity decisions with our title and real estate data rather than relying on credit-based reports
  • Gain more confidence in your underwriting quality and collateral security by selecting a service provider who is aligned with your goal to achieve defect-free mortgage lending
  • Reduce cycle time with streamlined valuation and title solutions – especially for lower risk loans
  • Increase profitability by leveraging our significant depth of property data and knowledgeable real estate professionals who can create and implement end-to-end solutions that work for you and your borrowers
  • Save vendor and supply chain management time by selecting a national provider who understands and prepares for third-party audits, and anticipates your compliance needs

Products & Services

Lien Evaluation

Leverage LienSmart™ to evaluate lien position, identify encumbrances and improve account management for loans in your home equity portfolio.

Valuation & Collateral

For home equity lending needs, we offer a complete suite of appraisal management and alternative property evaluations, combined with our state-of-the-art valuation technology.

WebSigning™

Quick and easy electronic closing solution that enables borrowers to review, accept and approve loan documents electronically from the convenience of their home or office.

Property Reports for Home Equity

Property information reports based on your risk mitigation, cost control, and regulatory requirements.

Title Insurance for Home Equity

Deep offering of home equity title insurance products and services to help you be more confident in your lien position, risk assessment, and cost control.

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